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Privacy Policy
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Information Collection and Use
MyCreditCenter.Com allows you to access your credit report and related information
conveniently and affordably through the following websites:
freecreditprofile.com and truecredit.com (TrueLink, Inc.). We collect your
personal information only if you decide to purchase one of our products or
services, participate in one of our contests or surveys or transact other business with
us. In order to process your transactions and provide you with quality customer
service, we need your full name and current and/or billing address, your email
address (so we can contact you) and, if you purchase one of our products or
services, a valid credit card number, your Social Security number and certain
other personal information, such as your date of birth, address information,
employment information, and certain credit card and loan account information. We
use personal information to authenticate the credit card number and to confirm
that the person requesting your credit report really is you and not an impostor
or other person improperly seeking to access your information.
If you indicate to us that you are interested in receiving information regarding
other products and services your name and e-mail address may be shared with a
third party in order to present these offers to you. Personal information that
is shared with these entities will be monitored in accordance with our security
and confidentiality policies. If you prefer not to receive such information, you
may indicate your preference by marking the appropriate box when you register,
place an order or update your account information, and MyCreditCenter.Com will not
send you any promotional materials on behalf of itself or on behalf of our third
party marketing partners.
Security Measures
MyCreditCenter.Com takes precautions to secure your personal information. If and when
we ask you to provide your personal information, we will do so through a Web
page that uses the Secure Sockets Layer (SSL) protocol. This protocol provides
security for your information by encrypting it as it travels from your computer
to our computer. We then move all of the personal information that we collect or
obtain about you, including your credit report, to a special computer for
security purposes by means of a one-way transfer on our proprietary network.
This special computer is not connected to the Internet, and MyCreditCenter.Com has
controls in place to limit access to and secure the data maintained therein.
Cookies
A cookie is a piece of data stored on the user’s hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site. For example, the user will not be able to participate in any of our Sweepstakes, Contests or monthly Drawings that take place. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.
Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.
Log Files
We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.
Sharing
We will share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.
Links
This web site contains links to other sites. Please be aware that we [ MyCreditCenter.Com , Inc.] are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.
Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.
Notification of Changes
If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.
Privacy Statement -- Last updated November 1, 2003.
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